Galaxy Lending Blog


Welcome to the Galaxy Lending Group blog.

Visit often to stay-up-to-date on the latest mortgage news, refinancing advice, or our most recent “new” home owners. We want to supply you with information that you will find helpful, interesting and overall help you approach a loan situation with experience and knowledge.

If you don’t see a particular subject or information that you would like to learn about, feel free to contact us and we will consult you into the right direction. Remember…

“Our World Revolves Around You”.

Should I Shop Lenders?

Posted by on 8:00 am in Credit Score, Finances, Home Values Phoenix, Housing Expenses, Loans, Mortgage Broker, Mortgages, Tips | 0 comments

When buying a house, for many purchasers, the shopping ends once they’ve found their dream home. As exhausting – and ultimately rewarding – as that search may have been, you could very well be missing out on even greater benefits, if you don’t also shop available lenders. Just as with any other purchase, failure to […]

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When is the Best Time to Refinance?

Posted by on 8:00 am in Credit Score, Finances, Home Values Phoenix, Housing Expenses, Loans, Mortgage Broker, Mortgages, refinance, Tips | 0 comments

Refinancing a home loan is a great way for the homeowner to improve the terms or rates of their mortgage when the time is right. But when exactly is the right time to consider a refinance? There are some important considerations when deciding whether to refinance. For most homeowners the main purpose of refinancing is […]

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What To Do If I Don’t Have 20% To Put Down On A House?

Posted by on 8:00 am in Finances, Home Values Phoenix, Housing Expenses, Loans, Mortgage Broker, Mortgages, Saving Money, Tips | 0 comments

What To Do If I Don’t Have 20% To Put Down On A House? If your budget does not stretch to putting a 20% deposit down on a new home, there are other options available to you. Depending on your circumstances and credit history, you can get loans or avail of government programs that offer […]

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Tips To Help Save For A Down Payment On A House

Posted by on 8:00 am in Finances, Housing Expenses, Loans, Mortgage Broker, Mortgages, Saving Money, Tips | 0 comments

Tips To Help Save For A Down Payment On A House On the face of it, saving for a down payment for a house may seem like an impossible task. You look at your budget and just can’t see a way of sparing the extra cash. However, sometimes it’s how you balance your budget, rather […]

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Steps to Buying a House in Arizona

Posted by on 8:00 am in Credit Score, Finances, Home Values Phoenix, Loans, Mortgage Broker, Mortgages, Tips | 0 comments

When looking to buy a house in Arizona there are a few things you will need to know before you start house hunting. Buying a house can be an exciting time, but also stressful with all that goes into purchasing a home. Here are a few steps to take before even stepping foot in a […]

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5 Best Ways to Improve or Renovate Your Home for Maximum Resale Value

Posted by on 8:00 am in Finances, Home Values Phoenix, Home Values Scottsdale, Housing Expenses, Mortgages, Phoenix Real Estate Economy, Tips | 0 comments

Are you planning on selling your home in the near future? To get the most value from your sale, you must make your home stand out in the crowd. Often there are several homes for sale in the same area with similar attributes and price, making it crucial to ensure your home makes a great […]

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What To Do If I Have Bad Credit

Posted by on 8:00 am in Credit Score, Finances, Loans, Mortgage Broker, Mortgages, Tips | 0 comments

When trying to get approved for a mortgage loan, you may be faced with you or your partners below average credit score. There are a few things that you can do if you are faced with this situation. Loans are more difficult to achieve if one or both of you have lower that average credit […]

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5 Best Places to Invest Your Money Now Days

Posted by on 8:00 am in Business, Finances, Loans, refinance, Retirement, Saving Money, Taxes, Tips | 0 comments

The economic upheaval of the last several years has made many people cautious about investing their money. However, leaving your money in the bank where it is safe but only receiving minimal gains is not the best way to grow your wealth. So where should you invest your money now days without the least amount […]

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4 Benefits of Refinancing After a “Home In 5” Loan

Posted by on 8:30 am in Finances, Loans, Mortgage Banker, Mortgage Broker, Mortgages, refinance, Saving Money, Tips | 0 comments

Did you finance your new home through a Home in Five loan? Did you know you could save money off your mortgage by refinancing your loan within 12 months? While these loans are designed to help qualified home buyers get into a new home with reduced upfront costs with a non-repayable grant for up to […]

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5 Tips for Lowering Moving Costs

Posted by on 8:30 am in Finances, Saving Money, Tips | 0 comments

It is an exciting time when you are moving to a new home, but also an expensive time. If you just purchased a new home, your finances can be strained from the process. The final step of moving your belongings into your home can also put a hefty dent into your bank account if you […]

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