Patrick started in the mortgage business in 2003. Where he lacks in years in the industry he makes up for in unique experience.
Having split his experience in the industry between operations and sales he knows not how to just structure the best loan option for your unique needs but how to anticipate and address potential underwriting issues upfront to ensure a smooth transaction from beginning to end. Patrick has made his career specializing in refinance transactions and as such has gained a wealth of knowledge specific to refinance transactions that the majority of loan officers that focus on purchase loans tend to lack.
Oftentimes, homebuyers experience tunnel vision during the buying process and are just concerned with having the required down payment, being approved and closing on time. A seasoned refinance loan officer like Patrick will help you understand that your home is also your largest asset and liability and how you can utilize a mortgage loan to work towards your intermediate and long-term financial goals.
Patrick is best known for his “mom principal” where with every loan he asks himself, “is this a loan that I would suggest for my own mother.” If you are considering refinancing he’s just as likely to suggest that you don’t refinance, if it doesn’t make sense, as he is to suggest a best refinance option. That dedication to putting the customer first has made him a very valuable addition to the Galaxy Lending Group team.
In 2010, Patrick relocated from Columbus, Ohio to Arizona to pursue his passion for skydiving and for a brief period worked as a professional skydiver after relocating to Arizona. Thankfully, he returned back to the mortgage business full-time and has been able to translate some of his unique experiences from this passion to his passion for mortgage originations.
NMLS ID 1198632 | Serving Arizona